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First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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What land did the U.S. Government buy for $7.2 million?
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In March 1867, the US bought all of Russian America (Alaska) from Russia. |
 See More Real Estate Trivia > |
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Terry Sprague Broker
Sotheby's International Realty
Servicing Clients in the Portland Metro Area
Portland Lake Oswego Luxury Homes and Real Estate
Representing Buyers and Sellers
Terry Sprague Cell: 503-459-3987
Fax: 503.387.5315
Terry Sprague: terry.sprague@sothebysrealty.com
Cushman & Tebbs Sotheby’s International Real Estate introduces The Terry Spragu Group, welcome you to Oregon and to our website, the premier online resource for Lake Oswego and Portland Metro Oregon Luxury estate and properties of distinction throughout the state. If you're contemplating making a real estate investment in Oregon, or if you require assistance in finding the right buyer for your luxury home, we stand ready to provide you with concierge-level service.
We specialize in representing prestigious properties, from lifestyle homes in Lake Oswego to luxurious West Linn Oregon realty and Oregon Coast Ocean front homes along the state's spectacular 363-mile coastline. We also have extensive experience with and expertise in new developments and properties throughout the Greater Portland area, including Sherwood Oregon homes and Wilsonville Oregon real estate
Portland Oregon, with its sheer natural beauty, diversity, and outstanding quality of life, offers unparalleled real estate and lifestyle options. Terry’s goal is to ensure that you make the best and right choices, whether buying or selling real estate in this exceptional region.
As Brokers for Cushman & Tebbs | Sotheby's International Realty, we provide our clients with an international network of resources and access to highly qualified buyers from across the globe. When it comes to the quality of our service, we never compromise.
We aim to exceed your expectations, not just meet them. For more information on our services and on real estate in the Greater Portland area and beyond, please browse through our site, and our home site www.212International.com and www.TheTerrySpraguGroup.com   
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