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Contact Terry Sprague,Broker Sotheby's International Realty 503-459-3987.
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Welcome! Partners and Real Estate Brokers Terry Sprague and Cushman & Tebbs Sotheby's International Realty. Here You Can Find Great Information on Lake Oswego, West Linn, Portland, Sherwood and Oregon Coast Real Estate. Don't miss our Feature Homes.
The Terry Sprague Group of Sotheby's Realty is a boutique-style real estate partnership located in Lake Oswego Oregon, specializing in Lifestyle homes and development. To us, each situation and property is as unique as the individuals we represent. We take the time to discover how we can best serve the one-of-a-kind needs of every client. We rely on our extensive resources and experience to provide a distinct level of expertise. We pride ourselves in giving a concierge service to each individual client.
 Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. Need local real estate information? We've summarized much of what is important about the Lake Oswego, West Linn, Portland and Sherwood real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
About Appraisals >Three Caballeros
When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.
Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.
This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.
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In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
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Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen. |
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Terry Sprague Broker
Sotheby's International Realty
Servicing Clients in the Portland Metro Area
Portland Lake Oswego Luxury Homes and Real Estate
Representing Buyers and Sellers
Terry Sprague Cell: 503-459-3987
Fax: 503.387.5315
Terry Sprague: terry.sprague@sothebysrealty.com
Cushman & Tebbs Sotheby’s International Real Estate introduces The Terry Spragu Group, welcome you to Oregon and to our website, the premier online resource for Lake Oswego and Portland Metro Oregon Luxury estate and properties of distinction throughout the state. If you're contemplating making a real estate investment in Oregon, or if you require assistance in finding the right buyer for your luxury home, we stand ready to provide you with concierge-level service.
We specialize in representing prestigious properties, from lifestyle homes in Lake Oswego to luxurious West Linn Oregon realty and Oregon Coast Ocean front homes along the state's spectacular 363-mile coastline. We also have extensive experience with and expertise in new developments and properties throughout the Greater Portland area, including Sherwood Oregon homes and Wilsonville Oregon real estate
Portland Oregon, with its sheer natural beauty, diversity, and outstanding quality of life, offers unparalleled real estate and lifestyle options. Terry’s goal is to ensure that you make the best and right choices, whether buying or selling real estate in this exceptional region.
As Brokers for Cushman & Tebbs | Sotheby's International Realty, we provide our clients with an international network of resources and access to highly qualified buyers from across the globe. When it comes to the quality of our service, we never compromise.
We aim to exceed your expectations, not just meet them. For more information on our services and on real estate in the Greater Portland area and beyond, please browse through our site, and our home site www.212International.com and www.TheTerrySpraguGroup.com   
 
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